Enjoy Now. Pay Later
Latitude Interest Free Payment Options
Enjoy Now. Pay Later.Interest Freefor purchases $150.00 and over
Existing customers can shop using a Latitude Gem Visa, Latitude GO Mastercard, CreditLine or Buyer’s Edge card.
- No deposit and no penalty if you pay out your plan earlier
- 6 months interest free available ($150 minimum spend)
- 12 months interest free available ($300 minimum spend)
- 24 months interest free available ($600 minimum spend)
Shop Now. Pay over 10 weekly payments. No interest. Ever.for purchases under $1000
- Sign up is super simple and if approved you can start using LatitudePay straight away
- Shop now and pay over 10 weeks, interest free!
- Pay 10% upfront and the rest in 9 weekly automatic payments. Pay off your balance at any time
Apply for a Latitude Gem Visa Card
Get it on Interest Free with Latitude Gem Visa and pay nothing today.
Apply within 10 minutes & receive a decision within 60 seconds.
Once approved, select your ideal payment plan & check-out using your account number.
*Available to approved customers only. Monthly payments must be made during the promotional period. Interest and payments are payable after the interest free period expires. Paying only the minimum monthly payment will not pay out the purchase before the end of the plan. Account service fee of $8.95 per month applies. At the end of the plan, interest will be charged at 24.99%. This notice is given under the Gem Visa Conditions of Use (as applicable), which specify all other conditions for this offer. Also available to CreditLine, GO MasterCard and Buyer’s Edge customers. Other conditions, fees and charges apply, see relevant product websites for details. Credit is provided by Latitude Interest Free Australia (ABN 42 008 583 588), Australian Credit Licence number 392145. For Latitude Interest Free terms & conditions visit latitudefinancial.com.au/interest-free/terms-and-conditions/
Sign up to LatitudePay
There’s no extra cost to you – just select it as your payment option.
Set up your account and we’ll tell you straight away if approved
It’s the today way to pay, just 10 easy payments. No interest. Ever
Frequently Asked Questions
Latitude Interest Free FAQs
Latitude Interest Free offers flexible interest free payment plans to suit your needs. From 6-60 months, Latitude Interest Free gives you access to a range of interest free offers at hundreds of retailers. Existing Latitude Gem Visa, Latitude GO Mastercard, Creditline and Buyer’s Edge customers can checkout using Latitude Interest Free.
Latitude Interest Free cards such as Gem Visa or GO Mastercard work like a normal credit cards but offer the added functionality of Interest Free plans. There are three different types of Interest Free payment plans:
$2000 TV on 24 months Minimum Monthly = Customer required to pay a minimum payment each month. The residual balance of the payment plan will incur interest once the Interest Free period is over. Customers can make extra payments at any time with no penalties.
$2000 TV on 24 months Equal Monthly = customer pays the purchase price in 24 equal monthly installments ($83.33). If paid on time the balance is cleared by the end of the Interest Free Plan period.
$2000 TV on 24 months flexible = Customer not required to pay any amount during the Interest Free plan period. Customers can make extra payments at any time with no penalties. The residual balance of the payment plan will incur interest once the Interest Free period is over.
Your approved credit limit will depend on your financial situation. The minimum credit limit for Latitude Gem Visa is $1,000 and there is a $8.95 monthly account service fee.
Look for the Latitude Interest Free logo when browsing online or in-store to know what products are eligible. The minimum purchase amount is different across retailers. Gift cards are excluded
You will receive a monthly statement that highlights the minimum payment required and the available payment options. Bank transfer, direct debit, debit card and BPAY are available.
You can manage your account from the Latitude Mobile App or the Online Service Centre. Search Latitude App in the App Store or Google Play.
LatitudePay is a buy now, pay later product where you can pay for your purchase in 10 weekly payments instead of all at once.
There’s no interest, ever and no fees when you pay on time.
Choose LatitudePay at the checkout to get what you want now.
The first instalment will be charged when you checkout.
You need to be a temporary or permanent resident of Australia and be at least 18 years old.
LatitudePay will complete an identification check, so have your ID handy (for example, a valid Australian driver’s licence or Australian passport).
Have your Visa or Mastercard debit or credit card handy also, so that your future payments can be set up.
No catch! If approved, you can pay over 10 weekly payments, and you’ll only pay the purchase price over this period.
Pay each instalment on time, and it won’t cost a cent more than the purchase price. If you miss a payment, a $10 late fee applies, but LatitudePay will send you a reminder to help keep you on track.
Shop to your hearts content! There is a minimum purchase of $20, a maximum purchase of $1,000. Gift cards are excluded.
LatitudePay accepts Visa and Mastercard debit and credit cards.
You will see LatitudePay on your statement for each weekly instalment.
You can make purchases up to your approved LatitudePay limit with.
For example, if your limit is $500, you can place as many orders as you wish provided that it does not exceed this limit, and the minimum purchase is $20.
Subject to approval. Conditions and late fees apply. Available on purchases between $20 and $1000.
Payment Plan provided by LatitudePay Australia Pty Ltd ABN 23 633 528 873. For complete terms, visit latitudepay.com/terms.