Interest Free Payment Plans up to 24 months on a Latitude Gem Visa credit card*

A Latitude Interest Free Plan is a payment option that allows cardholders of the participating Latitude credit cards to make purchases and pay them off over time without paying any interest as long as they meet the plan’s terms & conditions. Plans range from 6 to 24 months

Minimum Monthly (Interest Free)

A Minimum Monthly Payment Plan requires a customer to pay a minimum payment each month as specified in their statement. Customers have flexibility to make extra payments at any time with no penalties. Paying only the minimum monthly payments will not pay out the plan. After the interest free plan ends, interest will be charged on any outstanding balance at the expired plan rate, currently 29.99% p.a. (subject to change). If the payment is missed, late fees will apply, and interest may apply. Interest may also be charged on other purchases and transactions made on their Latitude credit card.:

Approved credit limit will depend on your financial situation. The minimum credit limit for Latitude Gem Visa is $1,000 and a monthly credit card fee (currently $10.95) will apply. Other credit card fees and charges may apply.

If you are a cardholder of the Latitude Gem Visa or the Latitude GO Mastercard credit card, you can buy a wide range of products on a Latitude Interest Free plan. Look for the Latitude logo when browsing online to confirm eligibility. A minimum purchase amount applies, and some exclusions may apply.

You will receive a monthly statement that outlines the minimum payment required, and the available payment options, including bank transfer, direct debit, and BPAY®.